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2021 Reviews [Cost + Coverage Charts]

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A BMW extended warranty adds up to 3 years/50,000 miles of protection to the 4-year/50,000-mile limited warranty that protects new BMWs from factory defects.

Featured Extended Warranty Companies

We reviewed every major warranty company for coverage, affordability and more. Here are our recommendations.

Our first choice for comprehensive coverage.

CARCHEX

CARCHEX

Runner-Up, Best Provider

Industry leader with one of the highest mileage limits of any extended warranty provider.

Protect My Car

Protect My Car

Best Financing

Get extended warranty coverage or a maintenance plan for your vehicle.

Affiliate Disclosure

In this article, our review team discusses BMW’s warranty plans and how they compare to leading third-party warranty options. Below, we describe the BMW extended warranty, standard BMW factory warranty coverage and your other options for extended protection. If you’re looking for coverage, our research team recommends getting quotes from a few of the best extended car warranty companies. Use the tool below to receive personalized quotes from our top picks.

BMW Extended Warranty Overview

An extended warranty, sometimes called a vehicle service contract, “extends” portions of the auto warranty that came with your new car. Most automakers have extended warranty programs, and BMW offers three different extended warranty plans: Powertrain Plus, Gold, and Platinum.

BMW Extended Warranty Coverage Terms Covered Components Exclusions
Powertrain Plus 7 years/100,000 miles Engine, fuel and cooling systems, transmission and drive axle All-wheel-drive, transfer case and engine induction system
Gold 7 years/100,000 miles Everything included in the Powertrain plan as well as steering, anti-lock brakes, heating and air conditioning systems Audio, entertainment and navigation systems
Platinum 7 years/100,000 miles Everything in the Gold Plan as well as the navigation system, entertainment system, audio system and certain exterior and interior parts Wear-and-tear items like brake pads and wiper blades

These plans can be purchased before or after your factory BMW warranty expires. It is generally recommended to purchase an extended warranty plan before the factory warranty expires in case a costly repair occurs shortly after the factory warranty ends.

Customer Perks

In addition to covered repairs, customers that purchase extended coverage get access to 24-hour BMW roadside assistance. A BMW service contract also includes genuine BMW parts from the manufacturer in the event of a warranty claim.

Exclusions

Even though a BMW extended vehicle protection plan covers most major components, contract holders aren’t entirely off the hook for repair costs. Most vehicle warranties exclude the following items:

  • Items suffering from regular wear-and-tear (wiper blades and brake pads)
  • Damage from owner abuse or neglect
  • Damage from improper repairs
  • Repairs to vehicles modified with aftermarket components
  • Damages that would be covered by an insurance provider (collision, act of nature, theft) 
  • Regular maintenance

BMW Extended Warranty Price

Because BMWs are expensive to maintain compared to other vehicles, BMW extended warranties also tend to be relatively expensive.According to CARCHEX, if you purchase an extended warranty from BMW directly, it will likely cost you between $1,000 to $1,500 per year. Based on our research, a BMW extended manufacturer’s warranty is likely to cost between $3,500 and $6,000.In order for you to receive coverage, these repairs must be performed by an Authorized BMW dealer.

On BMW forums, brand enthusiasts have have mentioned the following prices:

  • Around 2000 for an additional 1 year and 25,000 miles of Powertrain Plus Coverage
  • More than 7000 for a three year Platinum BMW Extended Service Contract.
  • As high as $6500 for a 5 year/100000 mile Platinum Contract

Unfortunately, not everyone pays the same price for peace of mind. The cost of your specific coverage will depend on the terms you choose and the particular model. You will be able to get this information from the dealer when you are negotiating the purchase of the vehicle. According to BMW, the dealers are free to set their own prices. As such, you are likely to receive different quotes from different dealerships. BMW’s dealerships are also free to set their own prices for each customer. For this reason, just like you can negotiate the price of your vehicle, you can negotiate the cost of an extended car warranty.

The cost of a BMW extended warranty depends on several factors: 

  • The model, age, and mileage of your vehicle
  • The level of coverage you choose
  • Conract term limit
  • The deductible amount

No matter which BMW extended warranty coverage option you choose, you’ll get 24-hour roadside assistance and can be able to choose between $0 and $50 deductible options for covered.

Featured Extended Warranty Companies

We reviewed every major warranty company for coverage, affordability and more. Here are our recommendations.

Our first choice for comprehensive coverage.

CARCHEX

CARCHEX

Runner-Up, Best Provider

Industry leader with one of the highest mileage limits of any extended warranty provider.

Protect My Car

Protect My Car

Best Financing

Get extended warranty coverage or a maintenance plan for your vehicle.

Has Your BMW Factory Warranty Expired?

Extended warranty coverage only kicks in after the factory warranty expires. It is worth getting to know the factory warranty that BMW provides its customers. It’s possible yours is still active.

What Is the BMW Factory Warranty?

Every new BMW includes the following warranties:

  • Basic Coverage: 4 years/50,000 miles (covers all components other than normal wear and maintenance items)
  • Powertrain Coverage: 4 years/50,000 miles
  • Corrosion Coverage: 12 years/unlimited miles
  • Roadside Assistance: 4 years/unlimited miles

BMW certified pre-owned vehicles come with the factory warranty plus another year of coverage with unlimited miles.

One weakness of BMW’s factory warranty is that it does not offer additional powertrain coverage beyond its basic coverage. Other luxury brands like Cadillac and Genesis offer this coverage, but BMW does not. For that reason, many BMW owners seek additional coverage through an extended warranty.

Powertrain issues generally occur with older vehicles, and they are notoriously among the most expensive repairs. For example, RepairPal estimates that a rack and pinion replacement on a BMW 528i typically costs between $3,125 and $3,342. Specifically considering an extended warranty to cover your BMW’s powertrain is a wise decision.

Is a BMW Extended Warranty Worth It?

Whether purchasing a BMW extended warranty is worth it or not depends on your individual situation and personal goals.

It is smart to consider purchasing an extended warranty if you cannot afford unexpected $2,000 to $4,000 repairs to your vehicle. For more information on this topic, read our article on whether extended car warranties are worth it.

While an extended warranty for your vehicle may be worth it, we do not believe that purchasing an extended warranty directly from BMW is worth the cost.

Dealership Vs. Third-Party Extended Warranty

While BMW’s plans are compelling, our review team believes that reputable extended car warranty companies such as CARCHEX and Endurance offer a better value than BMW’s own extended warranty.

Purchasing an extended warranty for your BMW from a BMW dealership will cost more than an extended warranty from a third-party provider due to BMW’s prestige and brand recognition. An advantage of purchasing an extended warranty directly from BMW is that you get BMW replacement parts whenever your vehicle needs a repair.

However, when comparing BMW’s extended warranty directly to CARCHEX and Endurance, purchasing directly from BMW is probably not worth the additional cost.

CARCHEX and Endurance beat BMW on four extended warranty comparison categories:

  1. Maximum length of coverage
  2. Number of coverage plans
  3. Repair network
  4. Accessibility of free quote
BMW Extended Warranty CARCHEX Endurance
Coverage Tiers 3 5 (21 contracts total) 6
Maximum Term 7 years/100,000 miles 10 years/250,000 miles 8 years/200,000+ miles
Pricing Availability See BMW dealer for details Get free quote online Get free quote online
Repair Facilities Only BMW dealerships Up to 30,000 certified repair facilities ASE-Certified®repair facilities

Our Recommended Extended Warranty Providers

Endurance and CARCHEX both provide excellent and affordable vehicle protection plans. Endurance was named Best Provider overall by our review team for its top-notch customer service, awards and direct-to-customer business model.  Read our full Endurance warranty review to learn more.

CARCHEX was named Best for High-Mileage Cars by our review team and received a high rating because of its strong industry partnerships, national media recognition and high rating from the Better Business Bureau (BBB). Read our full CARCHEX review for more information.

Industry leader with one of the highest mileage limits of any extended warranty provider.


CLICK TO CALL

We recommend that you reach out to several providers for free quotes and sample contracts to compare your BMW extended warranty options.

Featured Extended Warranty Companies

We reviewed every major warranty company for coverage, affordability and more. Here are our recommendations.

Our first choice for comprehensive coverage.

CARCHEX

CARCHEX

Runner-Up, Best Provider

Industry leader with one of the highest mileage limits of any extended warranty provider.

Protect My Car

Protect My Car

Best Financing

Get extended warranty coverage or a maintenance plan for your vehicle.

BMW Extended Warranty: Conclusion

In this article, we reviewed BMW’s extended car warranty offerings, including the price, coverage, maintenance costs. We also provided high level extended warranty advice that is helpful for any BMW owner shopping for added coverage.

BMW Extended Warranty: FAQ

How much is a BMW extended warranty?

A BMW extended warranty costs around $3,000 for three years of coverage, but prices vary depending on coverage options and the condition of the used BMW. For a three year platinum plan, a BMW can cost as much as $7,000. Year can find cheaper prices for comparable coverage with third party providers.

Is the BMW extended maintenance warranty worth it?

If you want the peace of mind knowing that a variety of expensive repairs are covered, it can be worth it getting a BMW extended warranty. You can also save money with a third party provider. Due to the short-term coverage and expensive nature of the manufacturer’s extended warranty, our research team believes a third-party provider is a better choice to cover BMW maintenance.

Is the BMW extended warranty transferable?

The manufacturer doesn’t disclose many warranty details on its website, but the BMW certified pre-owned (CPO) warranty is transferable for a $200 fee. 

Are BMW extended warranties negotiable?

A BMW extended warranty could be negotiable depending on the finance manager you speak with at the dealership. However, there is no guarantee that a BMW dealership will be flexible on price. 

Can you negotiate a BMW extended warranty?

There is no guarantee the dealership will be flexible on the extended warranty price. Depending on the finance manager you speak with, a BMW extended warranty could be negotiable.

Does the BMW extended warranty cover batteries? 

BMW does not offer battery replacement service for used cars under its extended warranty. 

What is the BMW bumper-to-bumper warranty? 

The New BMW Limited Warranty covers most major components, except for items subject to normal wear-and-tear, for 4 years/50,000 miles. That includes parts like electrical systems, steering and certain interior components. 

How long is the BMW warranty? 

The manufacturer’s warranty on a BMW includes 4 years/50,000 miles of limited coverage for major vehicle systems, 12 years of corrosion coverage and four years of roadside assistance. 

What does the BMW warranty cover? 

The original factory warranty from BMW includes a comprehensive limited warranty for new vehicles. It backs failures or defective workmanship on parts like the engine, climate control system, and other major components. 

What does BMW’s Platinum warranty cover?

BMW’s platinum extended warranty provides a comprehensive level of coverage for 12 of your vehicle’s major systems. It also comes with limited coverage on exterior and interior components.

Methodology

The Detroit Bureau collects data from every major car warranty provider to formulate rankings of the best warranty companies. Our in-depth rating system takes into account coverage, pricing, transparency, customer satisfaction and ratings from industry experts. Each provider is given a weighted score in five categories, as well as an overall score out of 10.0.

We recommend auto warranty companies based on these rankings, but we also encourage you to perform your own research and compare quotes to find the best coverage.

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